Insurance quiz
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What part of a claim do you pay before your insurer pays?
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More questions about Insurance
These visible examples show the question style. LearnClash turns the full topic into ranked duels and spaced repetition.
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Which disaster led to London's first house insurance office?
Answer: Great Fire of London
Why: Fire cover caught on fast: by 1690, one in ten houses in London was insured.
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Which term means being insured makes people take more risks?
Answer: Moral hazard
Why: Adverse selection is the problem before the sale, when people who expect to claim are keenest to buy.
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Who used death records to build a life table in 1693?
Answer: Edmond Halley
Why: Halley used the table to work out the price of life annuities for buyers of each age.
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How much more do insurers charge for a red car?
Answer: 0%
Why: Some insurers do ask your car's colour, but only to identify the vehicle, not to set the price.
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Where was the first national health insurance law passed?
Answer: Germany
Why: Under Bismarck's 1883 law, workers paid two thirds of the contributions and employers one third.
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What share of a loss does the average clause pay on a half-insured home?
Answer: 50%
Why: The payout is the loss times the sum insured divided by the property's real value.
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